Disclaimer

Please read these disclaimers (hereinafter referred to as "Terms") carefully before accessing or using the official Website https://www.fineadvicefoundation.org (hereinafter referred to as “Website”) of Fineadvice Foundation Sevices Private Limited (hereinafter referred to as “Fineadvice”).

By visiting the Website and continuing to access the Website or use any service on the Website, you signify your acceptance and agreement to be bound by the Terms of the Website.

Fineadvice Foundation reserves the right to remove or edit content of the Website, at any time, without notice to you. Kindly re-visit the Terms of Use whenever you access the Website or use any service on the Website to stay updated with any changes to the Terms. By visiting or using any information provided on or via this Website, you represent that you have read and understood these Terms and you agree to be bound by and comply with the Terms. If you do not agree to the terms below, please do not use or access this Website or download any content, in any manner whatsoever, from the Website.

You agree, by using or accessing this Website that you can be bound by these Terms and if you are acting on behalf of any company or other person/entity, you have the authority to bind such company or person/entity. Fineadvice Foundation is, primarily as per the Object Clause of its Memorandum of Association and subject to having necessary approvals from/ registrations with the appropriate regulatory authority(ies), apart from other businesses, authorised to engage in the business of financial advisory in the form of mutual fund advisory, real estate consultancy, insurance service, brokerage (distribution) service in all kinds of financial services. All contents of, and materials located on, the Website, including but not limited to the text, images and other information herein and their arrangement, are protected by copyright and other proprietary rights of Fineadvice Foundation. You, therefore shall not without the express written consent of Fineadvice Foundation distribute the text or graphics to anyone download the information on your server or documents or modify or re-use the text or graphics on the Website. Fineadvice Foundation also has a network of sub-distributors with relationships on a principal-to-principal basis. Such sub-distributors are engaged in the distribution of financial products to investors and Fineadvice Foundation offers a financial products distribution platform to the sub-distributors for their distribution business. Fineadvice Foundation does not have any direct relationship with the investors of subdistributors. Fineadvice Foundation ensures compliance with all applicable laws and guidelines issued by SEBI/other regulatory authorities as well as AMFI from time to time. The information and other materials/data on this Website are intended for general information purposes only. Any of which could be changed by Fineadvice Foundation without any notice to you either before the change or subsequently. This Website has not been registered under any jurisdiction. If you use this Website from any jurisdiction other than India, you will be solely responsible for compliance with all the applicable local laws and Fineadvice Foundation, any of its directors, employees, holding company, affiliates, subsidiaries, associates and agents shall not be liable or responsible, in any matter whatsoever, pertaining to the usage of the Website. Fineadvice Foundation disclaims any warranties, including, but not limited to any warranties concerning the availability, correctness, accuracy, usefulness, or content of information, products or services and any warranties of title, warranty of non-infringement, warranties of merchantability or fitness for a particular purpose of the Website. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action. Fineadvice Foundation has taken every possible care and precaution in making the Website. However, Fineadvice Foundation does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or the results obtained from the use of the Website. Fineadvice Foundation provides the Website and its information on an "as is" basis and does not make any express or implied warranties, representations, guarantees, endorsements or conditions with respect to the Website or its contents. Fineadvice Foundation may use encryption as may be required, at its sole discretion, in the Website, for transmission purposes. By transmitting any information or document via this Website, you accept the risk that the information and/or contents thereof you transmit to us and any information and/or contents thereof that we transmit to you may be intercepted and modified by a third party. Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us via e-mail, you accept the sole risk that this information and/or its contents may be intercepted and modified by a third party. The Website may refer to information provided by third parties via hyperlinks or other means. Fineadvice Foundation has not verified, in any manner whatsoever, whether such information or contents are reasonable, accurate, reliable, complete or up-to-date. Links to other websites do not constitute Fineadvice's approval/disapproval or endorsement of such websites or their contents or its products or services. Fineadvice Foundation is not liable or responsible, in any manner whatsoever, for any such content provided by third parties. Any use of the information and/or contents of the Website and any investments and investment-related decisions of the Investors are at the sole discretion and risk of such persons. There may be changes in the legal, tax and regulatory regimes or financial markets which could adversely affect your investments. Your investments in the investment products may lose even capital depending on the nature of the investment products and market condition and Investors are advised to read the Offer Document/ Prospectus/ Memorandum/ Terms and any such material of the issuers offering financial products for investments or savings carefully before making any investment decision. Any Product-related information provided by Fineadvice Foundation through this Website is purely on a nonbinding, information basis only and does not constitute an offer to buy or sell or any solicitation to buy or sell any products. Fineadvice Foundation does not endorse any product in any manner whatsoever. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on the Website. Please note that before investing in securities of any company, fixed deposit or any such other instrument, the Investors must satisfy themselves on the financial health of the company/bank/ institution before making any investment. Fineadvice Foundation makes no guarantee of the soundness of any company or scheme. Fineadvice Foundation has/will make available all required information to the prospective Investors if asked for in respect of any scheme /fixed /deposit /security. Fineadvice Foundation is only acting as a distributor and is not representing any company bank or mutual fund in any manner except to distribute its investment products. The Terms are exclusively based on and subject to Indian laws. You agree that any dispute with respect to the Terms of this Website shall be to the exclusive jurisdiction of the courts in Kolkata, West Bengal, India.

Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending on the factors and forces affecting the securities market, including fluctuations in interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. The Mutual Fund does not guarantee any dividend under any scheme, and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice about specific legal, tax and financial implications of the investment/participation in the scheme.

Gold Star Financial Services Private Limited is a mutual fund distributor and provides only incidental advice. It is not registered as an Investment Adviser as per ‘The SEBI (Investment Advisers) Regulations, 2013’ (“IA regulations”) that was notified on January 21, 2013. As a Mutual Fund Distributor registered with the Association of Mutual Funds in India (AMFI), we provide basic advice to our mutual fund clients incidental to our distribution activity. Incidental activities for the distribution of mutual funds mean providing basic advice about investment in mutual fund schemes limited to such schemes/products being distributed by us to our clients/ investors or any other MF product.

the Association of Mutual Funds in India (AMFI), we provide basic advice to our mutual fund clients incidental to our distribution activity. Incidental activities for the distribution of mutual funds mean providing basic advice about investment in mutual fund schemes limited to such schemes/products being distributed by us to our clients/ investors or any other MF product.

Commission Disclosure:

As a mutual fund distributor, we earn a commission from the fund houses. We do not charge any fee from the investor. To be entirely transparent in our dealings, we have uploaded a sheet containing the commission disclosure on our website. Click here.

Disclaimer for Execution-Only transactions

We carry out 'execution-only' transactions without advice from our employee/relationship manager/salesperson. Wherever required, we point out the inappropriateness of a particular transaction, considering the investor's risk profile and goals. We do not charge any advisory fees.